Debt management

Optimize debt management with Insito Healthcare, an online solution specifically designed for the public health sector that comes with tailored expert advisory services.

A unique debt management solution complemented by specific personalised support


With hospital and healthcare debt rising at a fast pace, debt management becomes an increasingly complex issue in a sector that requires significant investment in state-of-the-art equipment. How to monitor and manage debt efficiently, without getting lost in it?

With Insito Healthcare, Finance Active has developed a specific solution to meet these needs. Our value proposition: a powerful online debt management tool combined with personalised consulting services. Our experts will assist you by providing ongoing regulatory and financial advice, assessing interest rate risks and customising reports.
To still further secure the information data, Finance Active has developed an interface for public health institutions enabling payment authorisation (French mandatement) for loan repayments directly from the accounting software CPAGE. This automated operation is done from an additional module added to the Insito platform.

More than 350 healthcare institutions
have already adopted it

Simplify the monitoring of your debt

avantage_suiviIn just a few clicks, you obtain:

  • All the loans and hedging, with summary sheets and scanned contracts
  • The outstanding balance by budget, your average funding rates and repayment profiles
  • Your risks detailed according to a precise analysis grid
  • Your financial fees, your calculations of interest accrued and non-accrued
  • Your liquid assets, bank counterparties and contractual notice periods
  • Your payment schedules valued, with automatic updating

Insito values your transactions in real-time

Alliance-reportingYou are continuously connected to the financial markets and you can access:

  • Interest rate quotations: bank rates, government rates, floating rates, inflation rates and economic indicators
  • Historical and current values, and values forecast by the markets
  • The valuation of your loans at market conditions

With Insito, you evaluate and simulate:

  • Strategies for use of borrowing or hedging
  • Bank margins
  • The probabilities of threshold crossing
  • Debt rescheduling
  • Stress tests

Publish custom reports easily

reportingYou can publish:

  • Strategic reports: dashboards, summaries, detailed audits,…
  • Financial reports: funding valuation reports, consolidated risk statements, economic notes,…
  • Regulatory reports: debt statements – M21 and M22 nomenclatures (France) – in the statutory format or in dematerialised versions
  • The Finance Active debt monitoring guide, a genuine reference tool for the hospital sector, for comparing your key figures with hospitals of the same size, with more than 350 health institutions analysed

Benefit from operational expert advice

expert-telOur back-office managers:

  • Configure your account settings
  • Update your financial data
  • Monitor your financial fees
  • Help you in setting up Insito interfaces with your financial management software

Our consultants:

  • Prepare debt audit reports and situate yourself in relation to comparable entities
  • Propose financial strategies
  • Alert you to market intervention levels
  • Help you to best negotiate with banks

"Finance Active was able to comply with specifications thanks to an effective management tool that met the hospital’s needs, and through a tailored advisory service."

— Nathalie Garabige Assistant Manager at the University Hospital of Limoges

More information?